Consumer Law Solicitors in UK. Consumer Protection

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T. Ojikutu & Co

 

Breach of contract
Consumer Law
Local authority and administrative law

Public law encompasses issues ranging from consumer matters to social welfare. T. Ojikutu & Co. deals with all of these areas, helping clients who are seeking information about their legal rights or those who wish to proceed with a claim. In particular, we offer advice on all aspects of consumer law, including sale of goods and supply of services. We also help clients who are claiming compensation in cases of breach of contract. Tope Ojikutu has had considerable experience in local authority, having previously worked in this field, and the firm is able to act as agents for local authorities as well as providing services to private clients

   

 

Thorpes Solicitors  

As a customer you have a right to expect goods and services that live up to their promise.

* If you buy goods that are wrongly described, dangerous or faulty you can sue the seller for breach of contract.
* If the goods you buy are unsafe, you may also be able to sue the manufacturer.
* If you hire a professional, such as a plumber or an accountant, you are entitled to expect that the job will be done properly. If not, you can sue for negligence or breach of contract.
* If you paid for goods or services by credit you may have rights against the credit company

LK Shields Solicitors  


Irish consumer protection law is largely of recent development. Initially, it reflected legislative developments in the United Kingdom but now the principal influence comes from EU legislation. Most claims are dealt with in the Small Claims Court, the District Court, or at most, the Circuit Court due to the relatively low value of such claims. The principal pieces of consumer legislation in Ireland are as follows:

* The Sale of Goods Act 1893;
* The Consumer Information Act 1978;
* The Sale of Goods and Supply of Services Act 1980;
* The European Communities (Misleading Advertising) Regulations 1988;
* The Liability for Defective Products Acts 1991;
* The European Communities (Unfair Terms in Consumer Contracts) Regulations 1995 and 2000;
* The Consumer Credit Act 1995;
* The European Communities (General Product Safety) Regulations 1997;
* The European Communities (Requirements to Indicate Product Prices) Regulations 2002;
* The Regulations on Certain Aspects of the Sale of Consumer Goods and Associated Guarantees 2003.

 

     
     
   

 

 

Care Homes UK, a directory of nursing homes in Britain. Advice on

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Care Homes UK, a directory of nursing homes in Britain. Advice on
Care home consultants and types of nursing homes

 

 

Kaltons Solicitors  

Basic Consumer Laws - an Overview by Kaltons Solicitors

Detailed consideration of this complex area is is an important consideration in business. Some consumer laws give consumers "civil rights" and others impose "criminal penalties" on the business person. Civil cases involve a dispute between you and the customer and if they are right you will normally compensate them in some way (e.g. a replacement or refund and/or expenses) but criminal cases involve officials who may be able to prosecute you and get you punished (e.g. fine and/or imprisonment). Areas of concern include (but are not limited to):

Advertising:

* it must not be misleading and must not be in breach of the Trades Description Act (breaking this Act is a criminal offence). Restrictions on advertising are becoming more complex with time and if in doubt you should contact the Advertising Standards Authority (020 7580 5555):www.asa.org.uk. Bear in mind that advertising standards apply on-line.

Selling Goods:

* your goods must be "of suitable quality" and be "fit the purpose for which they are sold" (e.g. a waterproof watch should not be damaged by water in ordinary circumstances). Breaking this law (The Sale and Supply of Goods Act 1979 (as amended)) is a civil matter and gives the buyer rights to damages or money back or a replacement, depending upon the circumstances. You cannot take away your customer's right to a refund by a notice saying "No refunds" and in certain cases it may be criminal to display such a notice. There may also be safety standards for the goods and if you ignore them it could make you liable to criminal prosecution and also face a large claim for damages (though you can sometimes get insurance to cover damages claims).
* food sales must comply with the terms of the Food & Drugs Act (contact the local health department and the local Trading Standards Office or The Office of Fair Trading at Field House, Breams Buildings, London, EC4A 1PR (020 7917 5000)).
* food and drink sales must comply with the Weights & Measures Act (contact Trading Standards Office).
* mail order sales are subject to restrictions - e.g. if you send out goods without being requested to do so you are not only guilty of a criminal offence but also the recipient can hold onto the goods and must only return them if you pay for their return and eventually they will be entitled to keep the goods. There are other restrictions too. The Advertising Standards Authority (details above) offer guidance on this area (020 7580 5555):www.asa.org.uk.
* if goods are sold on some sort of instalment or credit basis then the complex and far-reaching of the Credit Act applies and it includes an obligation on the business or be registered under the Act first (breaking this law involves both criminal and civil liability).
* you may need a licence to trade (e.g. to sell alcohol, provide credit, etc.).
* the Consumer Protection (Distance Selling) Regulations 2000 will apply if you sell goods to consumers by telephone or on-line. With goods, this means you have to provide consumers with certain information and give them a 7 working day cooling off period.

Selling Services:

* there may be special restrictions on a particular service - e.g. solicitors and accountants have strict conduct rules to consider; estate agents have some conduct rules; contact any trade/professional body for advice.
* if you give advice to people, you should take out professional indemnity insurance in case someone sues you for giving bad advice.
* the Consumer Protection (Distance Selling) Regulations 2000 will apply if you sign up consumers by telephone or on-line. With services, this means you have to provide consumers with certain information and give them a 7 working day cooling off period although they lose the right to cancel if they instruct you to proceed with the service in the meantime.

NEED TO KNOW MORE?

For further information on consumer protection and how it applies to you, contact Maitland Kalton or Leigh Ellis. Should you prefer to telephone, call us on +44 (0)207 278 1817.

Kaltons Solicitors, 9 White Lion Street, London N1 9PD, UK. Telephone +44 (0)207 278 1817; Fax: +44 (0)207 278 1835. Solicitors regulated by the Law Society.

Copyright © Kaltons Technology & Internet solicitors 2000. All rights reserved.

 

Hegarty & Co. Solicitors  

We all buy goods and services from shops and usually there are no problems, but when a problem does occur, you need to know what to do about it. This section of our site summarises your rights and will help you if you have a dispute. By Hegarty & Co. Solicitors

It is split into three sections, buying goods, buying services, and general advice.

Consumer Law - Buying Goods
This section deals with buying goods, rather than services, and what do do if things go wrong:

* the law
* if things go wrong
* common excuses
* presents
* returning faulty goods
* when you have no grounds for complaint

the law
When you are buying goods, the law states that they must meet certain criteria. They must be:

* of satisfactory quality - they must meet the standard that a reasonable person would regard as acceptable bearing in mind the way they were described, what they cost and any other relevant circumstances. This covers, for instance, the appearance and finish of the goods, their safety, and their durability. Goods must be free from defects, even minor ones, except when they have been brought to your attention by the seller for example, if the goods are said to be shop-soiled.
* fit for their purposes - including any particular purpose mentioned by you to the seller - for example, if you are buying a computer game and you explain that you want one which can be played on a particular type of machine, the seller must not give you one that cannot;
* as described - on the package or a display sign, or by the seller. If you are told that a shirt is 100% cotton, then it should not turn out to be cotton and polyester.

These are your statutory rights. All goods bought or hired from a trader - whether from shops, street markets, mail order catalogues or door-to-door sellers - are covered by these rights. This includes goods bought in sales.

When you decide to complain, bear in mind how the item was described. A new item must look new and unspoiled as well as work properly, but if the goods are secondhand, or seconds, then you cannot expect perfect quality.

Many traders have goodwill policies which go beyond your statutory rights. For example, some stores will allow you to exchange goods which are not faulty, such as clothes which are the wrong size.

if things go wrong
If there is something wrong with what you buy, tell the seller as soon as possible. If you are unable to return to the shop within a few days of making the purchase, it is a good idea to telephone to let it know about your complaint. Make a note of the conversation and to whom you spoke.

Changes to the Sale of Goods Act came into force at the end of March 2003 allowing customers greater power when returning faulty goods.

On 31 March 2003 the Sale and Supply of Goods to Consumer Regulations 2002 updated the existing Sale of Goods Act. One of the implications of the new regulations is that consumers can now seek repair, replacement, partial or full refund on any goods that were faulty or defective at the time of purchase. More importantly consumers no longer have to prove that the goods were faulty when purchased. Instead the retailer will have to prove that they were not. These provisions do not apply to the fair wear and tear or misuse of goods, and after 6 months following the date of purchase the onus returns to the consumer to prove that the items were defective at the time of purchase.

common excuses
Do not be put off by traders trying to talk their way out of their responsibilities.

* The law says it is up to the seller to deal with complaints about defective goods or other failures to comply with your statutory rights. So do not accept the excuse that "it's the manufacturer's fault". But you may have additional rights against the manufacturer under a guarantee.
* You have the same rights when you buy sale goods as at any other time; the seller cannot get away with notices saying there are no refunds on sale goods. Think twice before you buy from a trader who displays a notice like this. It is against the law, and local authorities can prosecute the trader. Use this link for more information on exclusion clauses.
* You have the same rights even if you lose your receipt. A receipt, however, is useful evidence of where and when you bought the goods.
* You may be able to claim compensation if you suffer loss because of faulty goods; for example, if a faulty iron ruins your clothes.

presents
If you received the faulty goods as a present, you may have to ask the person who bought them to complain for you, or to authorise you in writing to complain on his or her behalf. Only the buyer has the statutory rights described earlier.

returning faulty goods
You are not legally obliged to return faulty goods to the seller at your own expense. If an item is bulky and would be difficult or expensive to return to the shop, ask the seller to collect it. But this does not apply where you complain about faults after having accepted the goods, or if you got the goods as a present.

when you have no grounds for complaint
You have no real grounds for complaint if you:

* were told about the fault
* examined the item when you bought it and should have seen the fault
* did the damage yourself
* made a mistake when purchasing the item
* simply changed your mind about the item

Under these circumstances you are not entitled to anything, but many shops will help out of goodwill. It is always worth asking.

Consumer Law - Buying Services

This section deals with buying services, for example from a dry cleaner or travel agent, car repairer or builder.

* the law
* unfair contract terms
* safety


the law
When you pay for a service - for example, from a dry cleaner, travel agent, car repairer, hairdresser or builder - you are entitled to certain standards. A service should be carried out:

* with reasonable care and skill - a job should be done to a proper standard of workmanship. If you get a new extension to your house, the walls should not start to crack and the roof must not leak
* within a reasonable time - even if you have not actually agreed a definite completion time with the supplier of the service
* at a reasonable charge, if no price has been fixed in advance - if the price was fixed at the outset, or some other way of working out the charge was agreed, you cannot complain later that it is unreasonable. Always ask a trader how much a particular job will cost. The trader may only be able to make an informed guess at the cost and give you an estimate. If you agree a fixed cost it is usually called a quotation. A fixed price is binding whatever it is called

Where materials (such as bricks or wallpaper) are used in the provision of a service, or the service involves fitting goods (such as double-glazing or radiators), the materials and goods are covered by the same statutory rights as when you buy them directly.

Whether you are buying goods or services, it could be worth checking, before you part with your money, whether the business or person providing the service is a member of a trade association. Membership does not guarantee satisfactory work, but if anything goes wrong, it could make it easier to get things put right. In some sectors trade associations are very active and have codes of practice. If a trader does adhere to a code of practice this may also benefit you if a problem arises.
back to the top of the page.

unfair contract terms
You are not bound by a standard term in a contract with a trader if it unfairly weights the contract against you. This applies particularly to exclusion clauses. But a new law means that, in contracts concluded since 1 July 1995, other kinds of unfair small print are also covered.

Examples include:

* penalty clauses and (except in special circumstances) terms which give the trader the right to vary the terms of the contract (for instance, by increasing the price) without you having the right to withdraw
* terms which try to stop you holding back any part of the price of goods or services if they turn out to be defective, or prevent you from withdrawing from the contract while allowing the trader to do so
* terms which allow the trader to dishonour promises, for instance, ones made by salesmen
* terms which try to stop you being able to go to court over a dispute

The new law applies to standard terms - those you have not negotiated yourself - in contracts for goods and services that you buy as a consumer. Terms that define what you get and how much you pay are not covered unless they are unclear. So the law cannot be used to argue that a contract does not represent fair value for money.

It is for the courts to decide if a term is unfair. If you think a term is unfair and you do not wish to be bound by it, you may wish to seek advice from your local trading standards department or citizens advice bureau. You can also write to the Director General of Fair Trading. When he receives a complaint about a term, if he considers it unfair he can take action in court to stop its use in future contracts. He cannot, however, get involved with individual cases.


safety
It is an offence for a supplier to sell goods unless they are safe. This applies to both new and secondhand products, but not to antiques or to goods needing repair or reconditioning, providing you were clearly informed of this fact. If you believe you have bought unsafe goods, you should contact the trading standards department of your local authority. Prompt action may help prevent accident or injury to other customers.

Consumer Law - General Advice

This section gives general advice on consumer issues and the law:

* misleading prices
* untrue claims
* estimates and quotations
* goods on order from a shop
* mail order

misleading prices
It is a criminal offence for traders to make misleading price claims about goods or services. For example, "Was £120. Now £99.99" is misleading if the goods or services have never been provided at the higher price. It is also misleading if a trader fails to show hidden extras, or to make it clear when a price is conditional on, say, another purchase. If you consider that you have been seriously misled about a price tell your local trading standards department and ask them to investigate.

untrue claims
It is a criminal offence for a trader to say or write something which is untrue about goods or (in some circumstances) services. For example, if a car is said to have run only 20,000 miles, or the dry cleaner offers a 24 hour service, these statements must be true. If you feel you have been seriously misled, tell your local trading standards department.

estimates and quotations
When you need or want to have a service done, find out in advance what it will cost by getting an estimate or a quotation. An estimate is generally a rough price, while a quotation is normally a fixed price. Make sure you know which you are getting and ask for it to be put in writing. Check whether prices quoted include VAT.

goods on order from a shop
If you order something not in stock or which requires delivery, such as a new suite of furniture, you may agree a date by which you must have it. It is a good idea to get this in writing. If the goods do not arrive on time you can refuse to accept them. If you do not need the goods by a specific time, you could ask for an estimated delivery date. But even if you do not agree a delivery date the seller must still deliver in a reasonable time. If you think enough time has passed and do not want to wait any longer, tell the seller. Say that if the item has not come within a certain period (14 days might be reasonable) you want your money back. But if you agree at that point to wait longer - say an extra month - you cannot cancel in that time.

When you order something, you and the seller should agree a fixed price. You may agree that if the cost of the goods goes up before delivery, you will pay the increase. In some instances the cost may not be known. Whatever the situation, make sure you know where you stand, preferably in writing.

mail order
You have the same statutory rights when you buy through mail order as when you buy from a shop, but there are other things you need to consider. Be particularly careful when giving your credit card details over the telephone that you are dealing with a reliable trader.

Goods should be delivered within a reasonable time, usually 28 days or as specified in the advertisement. If the goods do not turn up you can cancel the order and ask for your money back. But if you agree to allow the seller extra time, you cannot cancel until that time is up.

The law allows you a reasonable time to examine the goods. Do this as soon as you can and if they are faulty send them back immediately with a note explaining the problem. Keep a copy of your note. It is also advisable to get a proof of postage certificates from the Post Office. Most mail order catalogues have special arrangements for the return of goods. In other cases, the company should reimburse you for the cost of returning the goods.

If you order through an advertisement read it thoroughly before placing an order and keep a copy. If you cannot keep a copy, note the advertiser's name and address, where and when the advertisement appeared, when you posted your order and any other.details, such as charges for postage and packing.

Try to avoid sending cash in the post. Use credit cards, cheques or postal orders. If you have to send cash, send it by registered post.

If ordering from a book or record club, make sure you know what commitment you are making. Find out exactly what you have to buy and over how long in order to qualify for the introductory offer.

Most newspapers and magazines have mail order protection schemes (MOPS). These cover you if you send payment in advance for goods in response to an advertisement, and the firm goes out of business before you get the goods or a refund. You can write to the publication's advertising manager for help.



© 1999 - 2005 Hegarty & Co · All rights reserved

 

     
     
     
   

 

 

 

 





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